At LMK Finance, we specialize in Self-Managed Super Fund (SMSF) lending, offering tailored solutions for trustees looking to leverage their superannuation for property investment. Our SMSF loans are structured through Limited Recourse Borrowing Arrangements (LRBA), providing a secure way to build your retirement wealth through property investment.
We offer competitive loan terms of up to 30 years with loan-to-value ratios (LVR) of up to 80% for residential properties and commercial properties, with loan amounts up to $3 million. To qualify, your SMSF must maintain a minimum of $150,000 in assets at application time, ensuring adequate financial stability.
Understanding that SMSF lending requires specific structuring, we guide you through the entire process, from establishing the necessary trust arrangements to meeting compliance requirements. The loan repayments are managed through your SMSF’s bank account, with rental income and investment returns contributing to servicing the loan. We also offer flexible features including interest-only options for up to 5 years and redraw facilities for property maintenance and repairs.
Our team works closely with you to ensure your SMSF loan aligns with your fund’s investment strategy and retirement goals. We recommend seeking independent financial, legal, and tax advice to optimize your SMSF lending structure. With LMK Finance, you can confidently navigate the complexities of SMSF property investment while maintaining compliance with superannuation regulations.
Contact LMK Finance today to discuss your SMSF lending needs:
📞 0452 636 709
📧 vinay@lmkfinance.com.au